Fulfill your dreams with hassle-free personal loans. Whether it’s a wedding, vacation, home renovation, or emergency expenses – we’ve got you covered with quick approvals and flexible repayment options.
Experience the fastest and most convenient way to get personal loans in India
Get approved within minutes with our AI-powered verification system
Simple documentation process with just basic KYC requirements
Choose repayment tenure from 12 to 60 months as per your convenience
Bank-grade security with end-to-end encryption for all transactions
Our streamlined process ensures you get funds when you need them most
Find answers to commonly asked questions about our personal loan offerings
You can apply for a personal loan ranging from ₹50,000 to ₹50,00,000 depending on your income, credit score, and repayment capacity. Our team will help you determine the best loan amount for your needs.
Basic documents include: PAN Card, Aadhaar Card, last 3 months’ salary slips, bank statements for the past 6 months, and address proof. For self-employed individuals, additional documents like ITR and business proof may be required.
Interest rates start from 10.49% per annum and vary based on your credit profile, income, and loan amount. We offer competitive rates with transparent processing.
Once your application is approved, the loan amount is typically disbursed within 24-48 hours directly to your bank account.
Yes, you can prepay your personal loan after 6 months from the disbursement date. Prepayment charges may apply as per the terms and conditions.
A credit score of 700 or above is preferred for personal loan approval. However, we consider various factors and may approve loans for applicants with scores between 650-700 with certain conditions.
Know your credit score instantly and understand your loan eligibility
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Take the first step towards your financial goals. Apply for a loan today and experience the VITTUS difference.
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