Fuel your business growth with tailored MSME loan solutions. From working capital to machinery finance, we provide comprehensive funding options for micro, small, and medium enterprises across India.
Empowering businesses with flexible financing solutions and dedicated support
Get loans without pledging assets with our CGTMSE-backed schemes
Choose tenure from 12 to 84 months based on your cash flow
Fast approval with minimal documentation in just 48-72 hours
Personalized relationship manager for end-to-end assistance
Choose the right financing option for your business requirements
Manage day-to-day operations, pay suppliers, and maintain inventory with flexible working capital solutions.
Upgrade or purchase new machinery and equipment to boost your production capacity and efficiency.
Finance for farming equipment, seeds, fertilizers, irrigation systems, and agricultural infrastructure.
Expand your business to new locations, add product lines, or scale operations with growth funding.
Our streamlined process ensures quick access to business funding
Find answers to commonly asked questions about our MSME loan offerings
Businesses registered under MSME with annual turnover up to ₹250 crores are eligible. The business should be operational for at least 2 years with positive cash flow and a credit score of 650 or above.
Required documents include: Udyam Registration Certificate, GST returns (last 2 years), Bank statements (12 months), ITR (last 2 years), KYC documents of proprietor/partners/directors, and business vintage proof.
MSME loans range from ₹5 lakhs to ₹5 crores depending on your business profile, turnover, and repayment capacity. Higher amounts may be available for established businesses.
Yes, various government schemes like CGTMSE, PMEGP, and MUDRA provide subsidies and credit guarantees for MSMEs. Our team helps you identify and apply for eligible schemes.
Interest rates start from 11.5% per annum and vary based on business profile, loan amount, and tenure. We offer competitive rates with transparent processing fees.
Yes, under CGTMSE scheme, loans up to ₹2 crores can be availed without collateral. For higher amounts, partial collateral may be required based on the assessment.
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Take the first step towards your financial goals. Apply for a loan today and experience the VITTUS difference.
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