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Empowering MSMEs & Individuals with Smart Financing

Quick approvals, minimal documentation, and transparent terms. Get your MSME or Personal Loan in just 48 hours with VITTUS.

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Our Services

Personal Loan

Quick personal loans with minimal documentation and competitive interest rates.

MSME Loan

Quick personal loans with minimal documentation and competitive interest rates.

Startup Funding

Quick personal loans with minimal documentation and competitive interest rates.

Government Support

Quick personal loans with minimal documentation and competitive interest rates.

Why Choose VITTUS?

Because we believe that accessible financing and transparent lending should be available to everyone.

Secure Process

Bank-Grade
Security

24/7 Support

Always Here
For You

Fast Approvals

Quick and Efficient
Process

Transparent Pricing

No Hidden
Fees

Fast Approvals

Quick & Efficient Process

Get your loan approved within 24-48 hours with our streamlined digital process.

Secure Process

Bank-Grade Security

Your data is protected with enterprise-level encryption and complete privacy.

Transparent Pricing

No Hidden Fees

Clear terms and competitive interest rates. What you see is what you get.

24/7 Support

Always Here For You

Dedicated support team available round the clock to assist you.

End-to-End Security & Compliance

Bank-grade security infrastructure to keep your financial data safe

Data Encryption

256-bit SSL encryption protects all your data transmissions and storage.

Consent-Based Access

Your data is accessed only with explicit consent following RBI guidelines.

Secure APIs

Enterprise-grade API security with authentication and rate limiting.

RBI Compliance

Fully compliant with RBI regulations and data protection standards.

ISO 27001 Certified

PCI DSS Compliant

What Our Customers Say

Join thousands of satisfied customers who trusted VITTUS for their financial needs

“VITTUS helped my electronics business expand with a quick loan approval. The process was incredibly smooth, and the funds were disbursed in just 2 days. Highly recommended for any MSME!”

Rk

Rajesh Kumar

MSME Owner, Mumbai

MSME Loan

“The minimal documentation requirement was a game-changer for me. I didn’t have to run around collecting papers. The team was supportive throughout the process.”

PS

Priya Sharma

Small Business Owner, Delhi

MSME Loan

“VITTUS helped my electronics business expand with a quick loan approval. The process was incredibly smooth, and the funds were disbursed in just 2 days. Highly recommended for any MSME!”

AP

Amit Patel

IT Professional, Bangalore

Personal Loan

“VITTUS helped my electronics business expand with a quick loan approval. The process was incredibly smooth, and the funds were disbursed in just 2 days. Highly recommended for any MSME!”

SR

Sunita Reddy

Restaurant Owner, Hyderabad

MSME Loan

Frequently Asked Questions

Find answers to common questions about our loan products and processes

What types of loans does VITTUS offer?

VITTUS offers two main types of loans: MSME Business Loans for small and medium enterprises (up to ₹50 Lakhs) and Personal Loans for individuals (up to ₹10 Lakhs). Both come with flexible tenure options and competitive interest rates.

For MSME loans, you’ll need business registration documents, bank statements, GST returns, and identity proof. For personal loans, you’ll need identity proof, address proof, income proof (salary slips or ITR), and bank statements. Our digital process makes document submission quick and easy.
We pride ourselves on fast approvals. Most applications are processed within 24-48 hours. Once approved, loan disbursement typically happens within 48 hours, making it one of the quickest in the industry.
Our interest rates are competitive and depend on various factors including loan amount, tenure, credit score, and business/personal profile. Rates start from 12% per annum for eligible applicants. Contact us for a personalized quote.
For smaller MSME loans (up to ₹10 Lakhs), we offer unsecured loans with minimal collateral requirements. For larger amounts, some form of collateral may be required based on the business profile and loan amount.
You can check your eligibility by filling out our quick online application form. We’ll assess your profile based on your income, credit history, and business performance (for MSME loans) to provide instant eligibility results.
We understand that financial difficulties can arise. If you anticipate missing a payment, please contact us in advance. Late payments may attract penalty charges as per the loan agreement. We offer flexible options to help you manage your repayments.
Yes, VITTUS operates in partnership with RBI-registered NBFCs and follows all regulatory guidelines set by the Reserve Bank of India. Your data and transactions are protected by industry-standard security measures.

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Take the first step towards your financial goals. Apply for a loan today and experience the VITTUS difference.

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8.5%

Starting Rate

₹50L

Max Loan